Category: Saving Money

The act or process by an individual, a family or small business, of taking a portion or percentage of weekly or monthly income and setting it aside by placing it in a savings account or other account such as a IRA to be used at some future date. Reasons for saving might include paying for unexpected events, medical expenses, child’s education, retirement lifestyle and other future purchases.

A Little Extra Money for Teenagers


Teenagers’ jobs

Some teenagers believe that having the ability to get a job and earn money while they are still in school would be the next best thing to getting a real job and, based on this belief, many teenaged kids would really like to be able to find employment even if the job is part time.

With that in mind, we have put together a few tips and suggestions in the following paragraphs that teenagers should keep in mind when going approaching a potential employer to apply for a part-time job.

A resume

Teenagers must prepare a resume even when applying for part time work, because even if the individual does not have experience, the resume will show the employer that a little effort was made on the part of the applicant in producing something on paper.

A resume may contain highlights or strengths about the applicant which could make the him/her stand out over others who have applied for the same position, and in the end, get that job.

Appropriate attire

When meeting an employer, being dressed appropriately is important because it shows sincerity and seriousness of the person applying for that job. Such applicants must also make sure that finger-nails and hair are well groomed for the interview; and the outfit worn could be business casual.

A polo and khaki pants will be ideal for men and a polo and skirt for women will do well for the interview. This would mean that moderate shoes must be used to match the outfit. If a job applicant wears a lot of earrings, it is advisable to remove some of them in order to present a better image.

Getting a job is not easy and there will be a lot of times that an employer will say “no.” This is nothing personal but some employers will prefer someone who has a little experience. Even if an application is rejected, the person must not give up on getting that part time job and moving on to the next potential employer.

Persist with confidence

When a job seeker is already in front of the employer, a firm handshake is always a good start. Walking in and showing one’s sincerity in getting the job is another. There is only so much a job seeker can say at an interview, so it is best to practice on selling the interviewer what strengths of character and skills s/he already possesses that might enhance his/her chances of getting that job.

In the course of going from one employer to another the employer will not provide immediate answers as to whether or not the person is hired for the job. Other applicants will still be interviewed before employers are inclined to make their decisions. By keeping a list of the places where a job seeker went for interviews, they will be able to call and follow up on statuses of the applications.

Part time jobs are available in various places including while job seekers walk the neighborhood, check the school bulletin board or peruse local newspapers; and even browse the web for job postings. So teenagers who are seeking part-time employment while still in school need not be disappointed if they don’t get immediate results, because the idea is to keep trying until success is achieved.

In Search of Your Ideal Job


Research is key

Finding the job that best suits your personality and your lifestyle is never easy. It’s actually a full time job in and of itself.

To better understand your needs and increase the chance of succeeding in your chosen field, you will need to conduct a personal evaluation by asking a few pertinent questions about a particular job, as well as the company offering it:

  • Is this the career I want?
  • Is there room for growth?
  • Is the salary reasonable or even acceptable?
  • Is there an appropriate level of benefits?

It is important to understand the difficulty in evaluating a position in the absence of reasonably good research. According to a recent survey, graduate degree holders in the U.S. earn an average of 35 to 50 percent more than bachelor’s degree holders.

This could explain the increased number of students who are pursuing their Masters. Of course, there might also be an offer or two for individuals without Masters, but they would have to make a concrete decision to ensure they obtain the right type of job and situation in today’s job market.

Know what you want

Knowing what kind of personality you have and having a solid grasp of what your interests are will give you an idea of how you would like to spend your day on a job. The activities you’d like to get involved with plays an important role in keeping you motivated. Of course you could also make a list of the types of people you would like to be working with.

For example, people who like being told what to do, authoritative types, loud people as opposed to quiet types, etc. And would you like to be in a place where people love socializing or not? There are different sizes of companies as well; there are small, medium, large, overseas, local, and regional companies you might have to choose from.

The Internet is a valuable tool that assists online job seekers in looking for a job they could fit in. Trim down the choices depending on your needs and wants to get the more possible pool of companies you can try submitting resumes.

Technique table

Below are a number of common job search techniques which may be of some help to you.

Make it work!

*Percentage results obtained from dividing the technique by the total number of job hunters who tried to use the method, successful or not.

Your major strengths and weaknesses will help indicate how well you will perform in the work you have chosen. Your progress dictates your maturity and enthusiasm at work. Finding the best job for you is a full time job itself. It requires time and passion to get positive results. No matter what you choose, it should always be a place where you can identify yourself and remain happy.