Month: July 2013

A Spending Reduction Credit Card Savings Plan

Having a credit card is very convenient since carrying a large amounts of cash creates unneccessary security risks, like the inability to trace it in case of loss or theft; but a credit card seems to have a strong enough attraction that makes it kind of difficult for you to leave yours at home. However, with the many advantages offered by credit cards also come disadvantages. Since you can always buy things without carrying cash around, you are always tempted to buy something on impulse that you may not need.

So if you have excellent control with your finances then you are to be commended; but if you have a hard time managing how much you spend on your credit cards, then these simple pointers can help you:

Get organized

First and foremost, obtain your credit card records to have a better idea of your spending. Be sure to double check the records for errors and ensure accuracy by comparing your records against those of the credit card company. A good example would be to find out if you have outstanding debts that should not be there, as well as the accuracy of the listing your past and present address listings.

Evaluate your credit card

Go over your recent credit card records and look at the interest rates. Some credit card companies have promos wherein they offer lower interest rates for a period of time and this promo may already be over yet you have no idea and are already paying at a higher interest rate. Also take note of the membership fee which some charge card companies charge annually since some membership fees can be very high. Consider cancelling such memberships if you are not a frequent user.

In business for yourself, not by yourself!
Your very own digital business!

Pay on time

It is important to pay your bills on time since it can have a negative effect on your credit record or rating if you are a habitual late payer. You will also be able to avoid getting charged because of not paying on time. Try asking the credit card company to remove the overdue charge if you have forgotten to pay it on time for the first time, some companies will be willing to work with you, as a reliable excellent payer.

Manage your debts

If you see that you have more debt than is comfortable for you, think ahead and plan out how you will repay it or at least reduce that debt. Devise a way to pay more than what is required of you so that you will have a reduced payment schedule. Prioritize the card that has the highest interest rate. Do not bring your credit card always when you go out for a stroll since temptations are usually in ample supply.

Don’t bite off more than you can chew

As the saying goes, “don’t bite off more than you can chew”; which is translated to mean, do not spend more than you can afford. True, a beautiful gold bracelet may be enjoyable to wear but the price tag may mean paying a lot for the next several months. If you are bent on saving money when using your credit card, unnecessary items like jewelry and the like should be at the bottom of your priority list.

The app that pays in so many ways!
iLA! For health wealth & success today!

  • CC Massive IM Bundle Covert Commissions Massive IM Bundle
  • CC Email Marketing Bundle Covert Commissions Email Marketing Bundle
  • SQZin Pro Silver Generate Qualified Leads From Popular Content with Your Call-To-Action Overlay Without Having To Write A Single Word!| Squeeze – Share – Profit! You know that content is king and that high-quality content leads to the best conversions.
  • VIP Viral Army And Clever Bot Viral Army allows you to submit your Viral Loop site to our Viral Army who will post content on your behalf.

Welcome!

Welcome to TPJaveton WebNet!
Thanks for stopping by!

Read our latest health-related blog posts here!

As a token of our appreciation for your visit we have made available our FREE PDF mini-ebook. However, you will need Adobe Acrobat Reader to open this and any other PDF file. Simply download the FREE mini-ebook titled, Construct of a Success Formula and share it with any of your friends & family who you think might benefit from it. Of course we hope you enjoy reading it as much as we enjoyed writing it. Thanks!

You are invited to join the Navan network of independent business distributors and learn how you can create an income on a part-time basis which could grow into an amount equal to what you were earning from your main job or profession before the physical/social distancing made necessary by Covid-19. I created a website specifically to discuss my reasons for investing in a distributorship and if you’d like to know those reasons just visit supplementalhealth.net and make an inquiry or state an opinion in the comments box. I will respond!

You will find various topics discussed throughout our websites which may also be of interest to you, including the article titled, Web-based/Home-based Business Distinctions Blurred which best represents the theme of TPJaveton WebNet. Kindly provide specific feedback or general comments you may have about any article, blog post or other content you’d like to see more of; or, if you are of the opinion that such content needs improving or correcting, please don’t hesitate in letting us know.

Topics discussed on our websites include but are not limited to: Business, Blogging, Affiliate Marketing, Entrepreneurship, Consultancy, Article Marketing & Email Marketing in the form of Step-by-step Strategy eGuides, eBooks and Web pages published on this website as well as other relevant source sites.

eMail Marketing Tips & Techniques

General Observation: In civilized society we adhere to certain codes, some of which you may be familiar with: Code of Ethics, Code of Conduct, Code of Honor, Dress codes, Tax codes, Penal Code, etc. And that’s only a smidgen of the offline codes we are all subjected to in one way or another.

But there are also a number of codes that are specific to the online world that affect those of us who are frequent users of the Web and the digital marketplace; and if you are reading this you may also be familiar with some of these online codes: Country codes, QR codes, Internet Access Codes, Promo codes, Coupon codes, HTML codes, CSS codes, PHP codes and various others that cannot be listed here at this time.

However, there is one basic code which is the most fundamental of all codes pertaining to the use of this incredible resource we know as the Web. It’s the codes upon which strong passwords are being created. How frustratingly difficult and vulnerable you think our Web-based lives would be without codes on which to base strong passwords that are easy to create and remember, but tough to crack into? I think very difficult indeed without these particular codes!

Start Protecting Your Home, Office & Network Now!

The frequency of recent hacking and breaking into private and public databases to steal people’s identities and financial information is much higher than many of us – including cyber security professionals – would care to accept, but the reality is too many Internet users are still surprisingly vulnerable to these cyber crimes; so it is definitely time to take personal security and protection into our own hands and take steps to DO something to eliminate the threat of potential theft of your identity and/or financial information. Having said that, this security utility is globally recognized and uniquely suited for your home and office security needs. Click here to learn more!

Please also visit these pages:

Admin’s Bonus Gift 4U:

If you get a lot of traffic – or a little traffic – to your website, but can’t seem to make any sales, today might just be your lucky day; because TPJaveton WebNet is giving away a free Bonus copy of our Traffic to Buyers Conversion Manual, which we hope will be a big help to you in your efforts to convert your website traffic into buying customers and money in your pockets. Get the BONUS Manual Plus A Second FREE Report Here! Good luck with it and Thank you!

Because you have reached this far down the page we’d like to provide you with another free gift in the form of an ebook titled, Storytelling Marketing which can be yours if you have an interest in the art of storytelling. All you have to do is download it here, enjoy the reading and learn how storytelling can be a powerful ally in any business or marketing pursuit!

ID Cover – The Password Creation Handbook!
Free Digital Previews Plus Paperback

 
 
 
 

DON’T PASS UP THESE SPECIAL OFFERS!

Grab YOUR
Digital & Electronic Tools Today!
The Best in Quality AND  Price!

 

  • Covert Commissions v2 Special Offer Get access to this completely done for you email and affiliate marketing system, with added free traffic plugin
  • VIP Clever Bot Niche targeting viral marketing all-in-one WordPress theme, highly customisable, content generating and membership enabled. Admin can automatically capture users emails via autoresponder integration and benefit from prime positioned advertising placement
  • VIP Viral Army And Clever Bot Viral Army allows you to submit your Viral Loop site to our Viral Army who will post content on your behalf.
  • Covert Commissions Pro

Family Budgeting Requires Focus on Goals and Priorities

The family budget can frequently be a source of conflict and dissatisfaction among family members. Most often a family’s financial decisions are undertaken by the person earning most of a family’s income, whose decisions are not always acceptable to other family members.

Understanding that money is such an intrinsic part of family life, it is important for families to achieve compromise on this subject. Here is a four-step outline for budgeting the family money that might help to maintain peace and harmony.

1. Set your priorities.

Priorities are different from goals. They are aspects in your family’s life that you, as a family, want to focus on – like health or a future for your children – while goals are specific targets that support priorities.

In setting priorities, do not set too many, as it defeats the purpose. Ideally there should only be one, but because life is not ideal, 2 to 3 are reasonable.

As the priorities are set and agreed upon, write them down. Post the paper where everybody can see them to remind them of what your family is focused on for the next few years.

In business for yourself, not by yourself!
Your very own digital business!

2. Write down your goals.

Once the family has set and agreed on priorities, the next step is to set the family goals. Goals are specific and measurable conditions that, when achieved, will support the priorities.

In setting goals, establish a target that is both challenging yet achievable. A 10-15% of the family’s income is a good savings target for a child’s future education: stretching yet reachable.

Try to limit your family into setting 1-2 goals per priority, to maintain focus.

3. Work towards your goals.

After setting your priorities and goals, start living by them. All of the family’s activities must be geared towards working at your goals. Track progress, particularly on financial goals, by using an income and expense-tracking tool. The simplest way is to get a notebook and list down all expenses & incomes, and set a budget for future spending.

[iLA banner]

There are those that invest in computer software or a family accountant. Whatever it is, the important thing is to have a system of monitoring the family’s performance towards achieving set goals.

4. Evaluate your family life.

At a certain point during these exercises, when you feel like it’s time to evaluate your life, check how your family is doing in relation to the goals. Goals that have been achieved can be checked off the list, and new ones can be formulated.

At times, in major changes like a career move, or when a family member goes away, it might be a good time to re-evaluate priorities. When such a time comes, it is reasonable to assume that a new cycle begins; just like the overall reason we all try to get the most out of our available resources. That’s life!

  • SQZin Pro Silver Generate Qualified Leads From Popular Content with Your Call-To-Action Overlay Without Having To Write A Single Word!| Squeeze – Share – Profit! You know that content is king and that high-quality content leads to the best conversions.
  • SQZin Pro Platinum Generate Qualified Leads From Popular Content with Your Call-To-Action Overlay Without Having To Write A Single Word!| Squeeze – Share – Profit! You know that content is king and that high-quality content leads to the best conversions.
  • CC Email and Internet Marketing Bundles Covert Commissions Email and Internet Marketing Bundles
  • Covert Commissions - Automated List Profits Access to the automated list profits membership area with completely done for you PLR report packages