The act or process by an individual, a family or small business, of taking a portion or percentage of weekly or monthly income and setting it aside by placing it in a savings account or other account such as a IRA to be used at some future date. Reasons for saving might include paying for unexpected events, medical expenses, child’s education, retirement lifestyle and other future purchases.

Work History Gaps Must be Dealt with Smartly

Fill in all resume gaps

Listing your professional experiences on a resume can be a difficult task, especially when considering the many elements a resume preparer must incorporate into the document, if it is to adequately serve the purpose it is meant to serve. Items like job titles, time frames, key responsibilities, transferable skills, and other such descriptions and attributes must be included and properly listed where and when appropriate. The process becomes even more difficult when these elements are in an individual’s work history.

Potential employers will not have a way of knowing why there is a three and a half year gap in an applicant’s professional experience just by reviewing his/her resume. Moreover, the employer might wonder if you – in the case where you are the applicant – skipped over one of your past jobs because it does not meet the career objective you listed.

It is also not unreasonable for a prospective employer to assume that you did not work at all during the omitted time frame; so it is not in your best interest to intentionally skip any information in your jobs history. Simply (honestly) explain any gaps. There are a few general rules about resume gaps that could help to guide you through:

Rules of the ‘resume gaps’ road

  1. Any unaccounted-for time that is shorter than three months does not need to be explained. Having a 60-90 day period between jobs is not very unusual, and often goes unnoticed within the structure of a resume anyway. However, any gaps extending beyond three months should be addressed in your cover letter or an e-mail. Whether you had personal or professional reasons for not working, the gaps in your employment history need to be explained as you don’t want to leave the employer to make their own assumptions.
  2. Be honest! We can’t stress this recommendation enough. If you are honest with your potential employers, you might not have to worry about them checking your references, doing a background check, or surprising you with questions in an interview.
  3. Don’t exclude months of your employment from the job listing. You are better off explaining the gaps in your resume than trying to cover them up, and you’ll likely discover that honesty is really the best policy when it comes to your resume.
  4. If you have held jobs that are not applicable to your career objective, list them on your resume anyway. Rather than create gaps in your resume, explain why you held jobs outside of your chosen field in your cover letter, or in an email to your potential employer. Again, whether the reasons are personal or professional, explain yourself honestly and don’t leave room for assumptions on the part of your potential employer.
  5. Regardless of the reasons for the gaps in your professional history, it is important that the tone of your cover letter and your resume remain positive. Do not sound apologetic!– Life happens and you don’t need to be sorry for taking time off from work for good and/or justifiable reason(s). Be positive! And show your potential employer that you never lost focus on your career.


Diligence, honesty and education pays off

While we all agree that life often takes unexpected turns and understand that there will be circumstances which result in resume, we can always consider the following actions in order to stay competitive in our field:

  • Apply our time and experience to volunteer positions, community projects, consulting and/or freelance work.
  • Take a class at a community college or at the community center that improves your work-related skills and allows you to interact with people of similar professional backgrounds.
  • Read about new developments in your field, get a subscription to a professional publication/magazine, or get the newly published books that discuss changes or improvements in your profession.

Most of all, be honest and stay positive, because you can’t change your work history, so do your best to show your employer that you are a perfect/best candidate for the job by focusing on your experience and your education, as well as highlighting your achievements and your qualifications.


About Chronological and Functional Resumes

Use of a chronological resume

The typical resume is a one-to-two page document summarizing an individual’s career objectives, professional experiences and achievements, as well as his/her educational background; and while there are numerous ways to format a resume, there are two basic resume styles. The chronological resume and the functional resume.

As its name implies, a chronological resume is one that lists your experience and education in order, beginning with the most recent jobs or achievements. This type of resume is sometimes also referred to as reverse chronological resume, because the order of which items are listed begins with the individuals’ last or current employment details and continues in reverse order to the first or oldest employment details.

Chronological Resume Template: Resume Solution, What you Need to Creat your US and Canadian Resume (Template, Resume, Functional, Jobs, Opportunities)

A chronological resume is generally preferred by –employers, since they will want to know what job an applicant currently holds so that they can better asses his/her qualifications for the job in which s/he has interest. The same is true for an applicant’s education since a potential employer would rather know that applicant’s most recent scholastic achievement. By listing experiences and education in reverse chronological order, a job applicant shows his/her potential employer the overall career progress s/he’s made.

Emphasis on employment history

Such reverse listing also helps in determining the length of employment at each organization, and indicates any gaps in the individual’s career (in case of gaps, make sure to address them in the cover letter as to not lead a potential employer to believe that s/he is omitting information on purpose). If you are the job applicant, a chronological resume should list your current job, as well as two to four previously held positions.

However, you should not skip any employment information intentionally; and if your employment history is long, or if you have held jobs further in the past that align well with your current career objective, you can address these qualifications in your professional profile or in your cover letter. Chronological resumes are the most commonly used style, and work best for anyone who has had some professional experience.

When a functional resume is useful

Functional resumes focus on the individual’s qualifications, not his/her career timeline, because this style of the resume highlights what skills that person has, rather than where and when s/he acquired or utilized them. In other words, if you are an applicant writing a functional resume, you would forego listing your experiences by job titles and, instead, your resume will contain sections titled by your skills such as verbal and written communication, customer satisfaction and project management, among others.


This resume style is recommended for college students seeking internships or their first jobs out of school; for those with no professional experience; those who have not worked for some time; or for career changers. While potential employers will appreciate the overview of your skills, you should consider using a chronological resume if you have any professional experience; or you can even use a combination resume over the functional format.

Combination resume: A hybrid of resume styles

A combination resume, although not often discussed, has become a popular format in recent years; and as its name implies, it is a combination of chronological resume style and functional resume style. This hybrid style allows professionals to highlight the qualification they have that are critical for the job of their interest, while at the same time listing employment and educational history in reverse chronological order.

Knock ’em Dead Resumes: A Killer Resume Gets More Job Interviews!

A word of caution, however: Don’t try to do too much when using a combination resume, by going over board with the type and number of sections you include in your resume. It is best to keep the information listed – even in the combination format – to what is relevant for the job. The same rules apply for each style. Don’t exceed two pages; simply tailor your resume to your career objective and put your best foot forward in order to get the interview, and eventually the job you desire.

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Where to Spend Your Office Furniture Dollars


Office furniture dealers

There are numerous places where you can shop for and buy office chairs, whether those places are operated by dealers, direct factory outlet owners or even from the well-stocked superstores which have risen in popularity during the 1990’s decade. However, before you start shopping there are a few things that you might want to know about some of the places you’d likely deal with.

Many companies that purchase mid to high end office furniture will likely go through a dealer to furnish their offices; and dealers will normally sell chairs from one of the three largest vendors, after which they would compliment them with a number of smaller lines. Keep in mind that the advantages of buying office chairs from a dealer include their ability to obtain a variety of designs. Businesses that plan to order many office chairs will be able to bring a few models into their office for evaluation purposes.

Buy direct or from superstores

Buying office chairs direct is an option for companies that are interested in obtaining budget and/or middle ranged office chairs; and because direct vendors do not have the high costs of maintaining showrooms, purchasers will probably find office chairs that are priced 20 – 40 percent lower than the actual retail price. When a company buys multiple chairs, the price will get even better.

Buyers must understand this caveat about obtaining office furniture pursuant to the “direct buy” method: when buying direct you will not be able to try the chairs out before making the purchase. So if you plan on purchasing office chairs through a vendor directly, be sure that you try out at least one chair before purchasing a significant number which you may find unsuitable after the purchase is made.

A superstore will offer many advantages for companies that buy office chairs, because they buy in bulk, which allows them to sell their chairs at extremely low prices. In addition to this, the chair models they offer are available right on their showroom floor, which allows buyers to try before they buy. Also featured as a superstore advantage is the free and immediate delivery they promise with every purchase.

Purchase type dictated by business needs

Despite everything they offered by superstores however, they are considered by many companies to be a poor choice in office furniture providers. Why? Because the furniture they put on display is normally designed for home offices, and therefore does not offer the comfort and durability of the better designed furniture and models required by mid-size and large businesses. In addition to this, the selection tends to be limited more often than not.

If you own or manage a mid-size to large office and happen to be looking for office chairs, any of the above sellers may be a great choice for you, although you might tend to shun superstore furniture. But you needn’t restrict yourself to the above choices since the Internet is another option at your disposal. Consider an auction site like Ebay, among sizable number of other Internet-based companies; but you can look in local trading newspapers as well.

In search of the perfect office chair

Office furniture in general, and chairs in particular are popular items and, with the growth of Internet use and with it the rise of home offices across the globe, office chairs have become a more demanded item, with some brands being better known than others. And with new chairs being designed, manufactured and put on the market at an increased pace, the perfect chair for you might just be out there and waiting to be picked up.

But if it’s not, there’s no need to worry because all you have to do is decide which method of buying is best for you company and your needs and when your perfect chair comes to that location, you’ll be in business. There are many available methods of office furniture purchasing for you to choose from, all you have to do is find the one with features, comfort and price – quality office chairs – that best suit your purposes. Good luck!


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